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(Individual Entrepreneur ELDAR ISKHAKOV, Georgia, Tbilisi, Samgori district, Joresi St., N 13), the owner and administrator of the site ratinhat.com, hereby declares next: Rat in Hat does not provide services for storing users' funds. All financial transactions are carried out with the help of third parties providing payment agent services. Rat in Hat is not responsible for the actions or omissions of the payment agents. Rat in Hat provides a platform for the purchase and sale of digital goods, but is not responsible for the actions of users in relation to purchased goods. All actions performed with the goods after their purchase are the sole responsibility of the users.